Free Tools

Finance Calculators & Utilities — Free, No Signup

11 tools built for founders, freelancers and finance leads in India, US and UK. Runs entirely in your browser. Nothing is stored on our side.

India — Personal & Business Finance
Salary, tax, SIPs, invoicing and rent vs buy — all tuned to Indian rules.
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Salary & Tax Calculator (India)

New vs Old regime for FY 2025-26. In-hand pay, HRA, 80C, 80D — 11 inputs, instant breakdown.

Open calculator →
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GST Invoice Generator

Create GST-compliant invoices (India) or clean international invoices. Print or save as PDF.

Open generator →
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Free SIP Calculator

Project mutual-fund SIP returns with monthly amount, tenure and expected CAGR.

Open calculator →
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SIP Goal Calculator

Reverse-engineer the monthly SIP you need for retirement, a child's education or a home.

Open calculator →
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Rent vs Buy Home Calculator

Compare EMI + maintenance vs rent + investing the difference — over your full horizon.

Open calculator →
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Loan Prepay vs Invest

Should you prepay the home loan or invest the surplus? Break-even shown across scenarios.

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🤝

Split the Bill (UPI)

Split a bill across friends and generate a UPI collect link per person. No app needed.

Open tool →
US & International
Entity structuring, timezone coordination and PDF utilities for cross-border work.
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US LLC vs S-Corp Tax Calculator

Model self-employment tax savings from an S-Corp election vs a plain LLC.

Open calculator →
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Meeting Timezone Planner

Find a working hour that fits India, US, UK and UAE participants simultaneously.

Open planner →
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PDF Tools Online

Merge, split and compress PDFs entirely in-browser — files never leave your device.

Open PDF tools →
✍

WhatsApp / LinkedIn Text Formatter

Type once, get bold, italic and underline versions ready to paste into WA or LinkedIn.

Open formatter →

Pro Tool

Cash Flow Forecaster — 13-week rolling forecast for founders

Import receivables and payables, tag by scenario, get a covenant-safe weekly cash view. Standalone paid tool, opens in-browser, unlocks on UPI.

Try Cash Flow Forecaster →

Bundle — Save Time

Get all 11 tools + a START HERE guide as an offline kit — ₹100

One-time download. Works offline. Ideal if you'd like a personal copy of the tools plus a walkthrough on when to use which. Instant UPI delivery.

Get the Toolkit — ₹100 →