Free Finance & Productivity Tools

10 fast, free, no-signup tools built by a Chartered Accountant & ex-Deloitte finance transformation director. Everything runs in your browser — your data never leaves your device.

Finance Calculators

Salary & Tax Calculator (India)

Compare New vs Old regime and see your exact in-hand pay for FY 2025-26.

Freelancer Invoice Generator

Create professional GST-optional invoices in seconds — print or save as PDF.

Loan Prepay vs Invest

See whether prepaying your loan or investing the money leaves you ahead.

Rent vs Buy Calculator (India)

Find out which choice makes you wealthier, with breakeven-year analysis.

SIP Goal Reverse Calculator

Enter your target corpus — get the exact monthly SIP needed, with step-up.

US LLC vs S-Corp Estimator

Estimate 2026 self-employment tax and potential S-Corp election savings.

Productivity Utilities

WhatsApp & LinkedIn Formatter

Bold, italic, strikethrough and Unicode fonts — copy-paste ready.

Split Bill with UPI Links

Split any bill and generate UPI payment links + QR codes for each share.

Meeting Timezone Planner

Find the least painful India–US–UK meeting slot with pain scores.

Private PDF Tools

Merge, split, rotate and organize PDFs — 100% in-browser, fully private.

These tools were built by a CA & ex-Deloitte finance transformation director. Need hands-on help with your numbers — fractional CFO, FP&A, or bookkeeping automation? Get a free consultation →