Built by a CA & FRM (ex-Deloitte). Fractional CFO services also available → automateyourfinance.cloud
✦ ONE-TIME PURCHASE ✦ INSTANT DOWNLOAD ✦

The Complete Finance & Productivity Toolkit

10 professional web apps for tax planning, invoicing, investing, and daily work. Own them forever. No ads. No signup. No data collection. Works offline.

₹100 only
One-time payment. Instant download. 10 tools + updates.

Get the Toolkit →
🔒 Secure UPI payment · 📥 Instant download · 🇮🇳 Made in India

Why buy when they're online for free?

🚫Zero ads, ever

No banners, no popups, no "upgrade to Pro" nags. Just tools that work.

🔐Zero data collection

Your income, invoices, and PDFs stay on your device. Nothing ever leaves your browser.

📴Works offline

Airplane mode, no wifi, no problem. Perfect for travel or private work.

♾️Yours forever

Download once, use for life. Copy to any device — laptop, phone, work PC.

No signup

No account creation. No email verification. No password to forget.

🎓Built by a CA & FRM

Every calculation is verified against FY 2026-27 tax law and audited formulas.

What's inside — 10 professional tools

01

Salary Tax Calculator

New vs Old regime for FY 2026-27, with HRA, 80C, EPF, in-hand estimate.

02

GST Invoice Generator

Professional GST invoices with CGST/SGST/IGST auto-logic. Print or copy.

03

Loan Prepay vs Invest

Real amortization math to answer: prepay your home loan, or invest?

04

Rent vs Buy Calculator

Full wealth simulation: stamp duty, appreciation, opportunity cost, breakeven year.

05

SIP Goal Planner

Reverse-solve monthly SIP for any goal. Step-up SIPs + inflation adjustment.

06

US LLC vs S-Corp Estimator

2026 IRS brackets, SE tax, QBI — for Indian founders serving US clients.

07

WhatsApp/LinkedIn Formatter

Actually-working bold, italic, monospace text for WhatsApp & LinkedIn posts.

08

Split Bill with UPI

Split any bill and generate tap-to-pay UPI links + QR codes per person.

09

Timezone Meeting Planner

India ↔ US/UK/UAE meeting slots with "pain scores" showing humane times.

10

Private PDF Tools

Merge, split, remove pages — files never leave your browser.

Toolkit vs online free tools

Free online sitesAYF Toolkit
Ads & popupsEverywhere✓ None
Signup requiredUsually yes✓ Never
Your dataSent to their servers✓ Stays on your device
Works offline
OwnershipRented✓ Yours forever
Tax rates verified for FY 2026-27Often outdated✓ Verified by a CA
CostFree (but you're the product)₹100 once

Built by an expert who knows what tools accountants and founders actually need

MM

Madhav Mohta — Chartered Accountant (CA) & Financial Risk Manager (FRM), with 15+ years in finance.

Ex-Director at Deloitte Consulting (Finance Transformation practice). Fractional CFO for US and India businesses. Every tool in this pack is built the way I'd want it built for my own clients — accurate, private, and forever.

Get the toolkit for ₹100

One payment. 10 tools. Instant download. Yours forever.
Accepts GPay, PhonePe, Paytm, BHIM, any UPI app

Frequently asked

How is this different from the free tools on your website?

The web versions have ads, top nav, and load slower. The toolkit is a clean offline copy with a "Start Here" README — perfect for professionals who want a distraction-free, private version they own forever.

What if I lose the files?

Email us with your original UTR number and we'll re-send. We keep all order records.

Do I get updates?

Whenever tax slabs change or new tools are added, buyers get a free updated download.

Can I use the tools commercially — for my clients?

Yes, use them for personal or professional client work. Just don't redistribute the files.

How does the payment verification work?

After you pay via UPI, you enter your 12-digit UTR (found in your UPI/bank SMS). We manually verify the credit against our bank alert email — usually within a few hours (up to 24 hrs). Your download link is then emailed to the address you provided. This manual step keeps things secure and fair for everyone.

Why isn't the download instant?

UPI has no automated confirmation for merchants (unlike Razorpay/Stripe). To prevent fake-UTR fraud and honour every real buyer, we personally match each UTR to the bank credit before releasing the download. It's typically same-day.

Refund policy?

At ₹100, this is offered as-is. Try the free web versions first at /tools/ to confirm they meet your needs.