Built by a CA & FRM (ex-Deloitte). Fractional CFO services also available → automateyourfinance.cloud
✦ COMPLETELY FREE ✦ INSTANT DOWNLOAD ✦

The Complete Finance & Productivity Toolkit

10 professional web apps for tax planning, invoicing, investing, and daily work. Own them forever. No ads. No signup. No data collection. Works offline.

Free
No payment. No subscription. Instant download. 10 tools + updates.

Download Free →
✓ Free forever · 📥 Instant download · 🇮🇳 Made in India

Why download when they're already online?

🚫Zero ads, ever

No banners, no popups, no "upgrade to Pro" nags. Just tools that work.

🔐Zero data collection

Your income, invoices, and PDFs stay on your device. Nothing ever leaves your browser.

📴Works offline

Airplane mode, no wifi, no problem. Perfect for travel or private work.

♾️Yours forever

Download once, use for life. Copy to any device — laptop, phone, work PC.

⚡No signup

No account creation. No email verification. No password to forget.

🎓Built by a CA & FRM

Every calculation is verified against FY 2026-27 tax law and audited formulas.

What's inside — 10 professional tools

01

Salary Tax Calculator

New vs Old regime for FY 2026-27, with HRA, 80C, EPF, in-hand estimate.

02

GST Invoice Generator

Professional GST invoices with CGST/SGST/IGST auto-logic. Print or copy.

03

Loan Prepay vs Invest

Real amortization math to answer: prepay your home loan, or invest?

04

Rent vs Buy Calculator

Full wealth simulation: stamp duty, appreciation, opportunity cost, breakeven year.

05

SIP Goal Planner

Reverse-solve monthly SIP for any goal. Step-up SIPs + inflation adjustment.

06

US LLC vs S-Corp Estimator

2026 IRS brackets, SE tax, QBI — for Indian founders serving US clients.

07

WhatsApp/LinkedIn Formatter

Actually-working bold, italic, monospace text for WhatsApp & LinkedIn posts.

08

Split Bill with UPI

Split any bill and generate tap-to-pay UPI links + QR codes per person.

09

Timezone Meeting Planner

India ↔ US/UK/UAE meeting slots with "pain scores" showing humane times.

10

Private PDF Tools

Merge, split, remove pages — files never leave your browser.

Toolkit vs online free tools

Free online sitesAYF Toolkit
Ads & popupsEverywhere✓ None
Signup requiredUsually yes✓ Never
Your dataSent to their servers✓ Stays on your device
Works offline✗✓
OwnershipRented✓ Yours forever
Tax rates verified for FY 2026-27Often outdated✓ Verified by a CA
CostFree (but you're the product)Free — and you're not

Built by an expert who knows what tools accountants and founders actually need

MM

Madhav Mohta — Chartered Accountant (CA) & Financial Risk Manager (FRM), with 15+ years in finance.

Ex-Director at Deloitte Consulting (Finance Transformation practice). Fractional CFO for US and India businesses. Every tool in this pack is built the way I'd want it built for my own clients — accurate, private, and forever.

Try one on us — no card, no signup

Get the SIP Goal Reverse Calculator — free

One of the 10 tools in the paid toolkit. Enter your email and we'll send you the offline HTML file — yours to keep, works without internet.

We send the tool and occasional useful finance emails. Unsubscribe anytime.

Get the toolkit — free

10 tools. Instant download. Yours forever. No payment, no subscription.
Just your name and email so we can send the link

Frequently asked

How is this different from the free tools on your website?

The web versions have ads, top nav, and load slower. The toolkit is a clean offline copy with a "Start Here" README — perfect for professionals who want a distraction-free, private version they own forever.

What if I lose the files?

Your download link never expires — just re-open the email we sent you. Lost that too? Email us and we'll re-send.

Do I get updates?

Whenever tax slabs change or new tools are added, everyone who downloaded gets the updated version by email.

Can I use the tools commercially — for my clients?

Yes, use them for personal or professional client work. Just don't redistribute the files.

Why do you ask for my email?

So we can send you the download link and let you know when the tools are updated for new tax slabs. That's it — no spam, no reselling your address, unsubscribe any time.

Is there really no catch?

No catch. The toolkit is free because it's how people find our fractional CFO and finance-automation work. If the tools help you, that's enough.

Can I share it with colleagues?

Please do — send them to this page so they get updates too. The tools are offered as-is; the browser versions are always at /tools/.

New — August 2026

Also free: Rent Agreement Generator for India

Draft a compliant Indian rent agreement in 3 minutes — 21 states, 11 clauses (TDS 194-IB, GST, cheque bounce, late interest), auto stamp-duty estimate. Free to draft, print and save as PDF.

Open the generator →