Auto stamp-duty estimate, 11 protective clauses (TDS, GST, cheque-bounce, late interest), instant Print / PDF. Runs entirely in your browser — nothing is uploaded. Drafting, printing and PDF export are all free.
Purpose-built by a chartered accountant. Not a generic template — the clauses adapt to your state, tenure, rent bracket and property type.
Maharashtra, Karnataka, Delhi, UP, Tamil Nadu, Telangana, West Bengal, Gujarat, Haryana, Rajasthan, Kerala, AP, MP, Punjab — verified duty formulas. 7 more shown as estimates.
State-specific formula from the Indian Stamp Act + amendments. Or override with the exact value printed on your e-Stamp certificate.
Security deposit, maintenance split, escalation, lock-in, notice, utilities, subletting, alterations, indemnity — plus TDS 194-IB, GST reverse-charge, late interest and Section 138 cheque bounce.
Three variants with the right vocabulary. Leave-and-Licence for Maharashtra. Commercial lease auto-adds GST reverse-charge under CGST 9(3).
100% client-side. Draft autosaves to your browser only. Aadhaar numbers are masked to the last 4 digits before storage. Zero telemetry.
Serif typography, correct margins, signature blocks and witness sections — matches sub-registrar expectations. Two-page or five-page, adapts to content.
Property & state → Parties (lessor, lessee, witnesses) → Rent, deposit, tenure → Clauses. Everything autosaves as you type.
The formatted deed renders on the right, page by page, in real time. Edit anything and the preview updates instantly. Preview is 100% free.
When you're ready, tap Print. No payment, no unlock code, no signup. The full deed prints or saves as PDF immediately.
Use your browser's Print dialog → Save as PDF. Take the file to your notary / sub-registrar. Draft and re-print as often as you like.
Yes. The draft follows the structure required under the Indian Contract Act, the Registration Act 1908 and applicable state Rent / Leave-and-Licence laws. For terms of 12 months or more, registration with the sub-registrar is mandatory under Section 17. For under-12-month terms, notarised execution on e-Stamp paper is generally sufficient. Always execute on e-Stamp paper of the correct denomination for your state.
All 21 major states. 14 use verified duty formulas (Maharashtra, Karnataka, Delhi, UP, Tamil Nadu, Telangana, WB, Gujarat, Haryana, Rajasthan, Kerala, AP, MP, Punjab). The remaining 7 (Odisha, Bihar, HP, Goa, Chhattisgarh, Jharkhand, Assam) show a clearly-marked estimate for planning purposes — verify the exact duty with your registrar or e-Stamp vendor.
State-by-state formula from the applicable Stamp Act — usually a percentage of the higher of (average annual rent + 10% of deposit) or fair market value. You can also enter the exact duty from your e-Stamp certificate to override the estimate. The registration fee is shown separately.
Security deposit, monthly rent + escalation, maintenance split, lock-in, notice period, utilities, subletting bar, alterations, damages, termination, indemnity, force majeure, jurisdiction. Optional smart clauses auto-enable: TDS 194-IB (rent ≥ ₹50,000/mo), GST reverse-charge (commercial lease under CGST 9(3)), late-payment interest and Section 138 NI Act for cheque bounce.
Yes. The entire app is a single HTML page that runs in your browser. Nothing is uploaded to any server. Your draft autosaves to your browser's localStorage only. Aadhaar numbers are masked to the last 4 digits before storage — even a local database dump wouldn't expose the full number. This design is compliant with the Digital Personal Data Protection Act, 2023.
Nothing. Drafting, preview, editing, printing and Save-as-PDF are all free, with no signup and no watermark. Draft as many agreements as you need and re-print them as often as you like.
For terms of 12 months or more — yes, registration is mandatory (Registration Act 1908, Section 17). For under-12-month terms, notarisation on e-Stamp paper is usually enough, but check your state's practice — Maharashtra, for instance, prefers registered Leave-and-Licence for any term.
Yes. Pick "Commercial lease" as the variant and the app switches vocabulary (Lessor/Lessee → Landlord/Tenant, adds business-purpose language) and auto-enables the GST reverse-charge clause under CGST Section 9(3) where applicable.
If the print or PDF output looks wrong, message contact@automateyourfinance.cloud with your state and browser and we'll fix it.
Free to draft, edit, print and save as PDF. No signup, no payment.
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