Terms of Service

Effective Date: September 2026

IMPORTANT MEDICAL DISCLAIMER: QuitLedger is a self-help personal tracking tool and educational counter. It does not provide medical advice, diagnosis, psychiatric counseling, or clinical addiction treatment. Never disregard professional medical advice or delay seeking it because of information presented in this app. If you are experiencing acute withdrawal, distress, or medical emergencies, contact qualified clinicians or local emergency emergency services immediately.

1. Acceptance of Terms

By accessing or using QuitLedger at automateyourfinance.cloud/app/ or associated web properties, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, please discontinue using the service.

2. Use of Service

The core features of QuitLedger—including your clean streak timer, money saved calculations, health timeline overviews, and share card generation—are provided free of charge without mandatory account creation.

3. QuitLedger Lifetime Pass & 7-Day Refund Policy

Users may voluntarily choose to upgrade to the QuitLedger Lifetime Pass (₹99 one-time payment via UPI) to unlock unlimited tracking beyond 24 hours and home screen PWA installation:

7-Day Money-Back Guarantee: If you are unsatisfied with QuitLedger for any reason within 7 days of purchase, email us at contact@automateyourfinance.cloud with your 12-digit UPI UTR reference for a full 100% refund.
Zero Recurring Charges: The ₹99 pass is strictly a one-time payment. There are no subscriptions, no renewals, and no auto-debits.
No Dark Patterns: We do not use deceptive marketing, hidden fees, or predatory cancellation hurdles.

4. Limitation of Liability

Under no circumstances shall Automate Your Finance, its creators, or partners be liable for any indirect, incidental, or consequential damages resulting from your personal reliance on the software or cessation decisions. You remain fully responsible for your own health and wellness choices.

5. Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.