/* Financial X-Ray — product UI
   Overrides AYF global CSS only inside .xray-page.
   Header is sticky (not fixed) so the first screen is never clipped. */

:root {
  --xr-ink: #142033;
  --xr-muted: #5C6B7A;
  --xr-paper: #F4F2EC;
  --xr-card: #ffffff;
  --xr-line: #E4E0D6;
  --xr-navy: #1B365D;
  --xr-navy-2: #0F2744;
  --xr-gold: #B0893E;
  --xr-ok: #0F6B4C;
  --xr-ok-bg: #E7F4EE;
  --xr-watch: #9A6700;
  --xr-watch-bg: #FBF3E0;
  --xr-imp: #C2410C;
  --xr-imp-bg: #FFF1E8;
  --xr-high: #B42318;
  --xr-high-bg: #FDECEC;
  --xr-info: #215E8C;
  --xr-info-bg: #EAF3FA;
  --xr-max: 1120px;
  --xr-report: 880px;
  --xr-radius: 14px;
  --xr-shadow: 0 1px 2px rgba(20, 32, 51, 0.04), 0 8px 24px rgba(20, 32, 51, 0.05);
}

html { overflow-x: clip; }

.xray-page {
  padding-top: 0;
  overflow-x: visible;
  background: var(--xr-paper);
  color: var(--xr-ink);
}

.xray-page .site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(10px);
}

.xray-page .header-inner {
  height: auto;
  min-height: 64px;
  padding: 10px 0;
  gap: 12px;
}

.xray-page .main-nav { gap: 22px; flex-wrap: wrap; justify-content: flex-end; }
.xray-page .nav-cta { display: none; }

.xray-page h1,
.xray-page h2,
.xray-page h3,
.xray-page h4 {
  font-family: Inter, system-ui, sans-serif;
  color: var(--xr-ink);
  letter-spacing: -0.03em;
  overflow-wrap: anywhere;
}
.xray-page p { color: var(--xr-muted); overflow-wrap: anywhere; }
.xray-page .container { max-width: var(--xr-max); }
.xray-page .section { padding: 56px 0; }
.xray-page .section-light { background: #fff; }
.xray-page .btn { white-space: normal; text-align: center; min-height: 44px; }
.xray-page .btn-primary {
  background: var(--xr-navy);
  border-color: var(--xr-navy);
  color: #fff;
}
.xray-page .btn-primary:hover {
  background: var(--xr-navy-2);
  border-color: var(--xr-navy-2);
  color: #fff;
  transform: none;
  box-shadow: none;
}
.xray-page .btn-outline {
  background: transparent;
  color: var(--xr-navy);
  border-color: var(--xr-navy);
}
.xray-page .btn-outline:hover { background: var(--xr-navy); color: #fff; }
.xray-page .btn-nav {
  background: var(--xr-navy);
  border-color: var(--xr-navy);
  color: #fff;
}
.xray-page .btn-nav:hover {
  background: var(--xr-navy-2);
  color: #fff;
}
.xray-page a:focus-visible,
.xray-page button:focus-visible,
.xray-page input:focus-visible,
.xray-page select:focus-visible,
.xray-page textarea:focus-visible {
  outline: 2px solid var(--xr-navy);
  outline-offset: 2px;
}

.xr-skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--xr-navy);
  color: #fff;
  padding: 8px 14px;
  z-index: 200;
}
.xr-skip:focus { left: 8px; top: 8px; }

/* Shared bits used by start/thanks/forms */
.xray-kicker {
  font-size: 0.75rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--xr-gold);
  font-weight: 700;
  margin-bottom: 12px;
}
.xray-lead { font-size: 1.12rem; max-width: 40rem; margin-top: 14px; line-height: 1.6; }
.xray-note { font-size: 0.9rem; color: var(--xr-muted); margin-top: 14px; max-width: 38rem; }
.xray-muted { color: var(--xr-muted); font-size: 0.92rem; }
.xray-card {
  background: var(--xr-card);
  border: 1px solid var(--xr-line);
  border-radius: var(--xr-radius);
  padding: 22px;
  box-shadow: var(--xr-shadow);
  min-width: 0;
}
.xray-grid { display: grid; gap: 16px; }
.xray-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.sample-flag {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  border: 1px solid var(--xr-gold);
  color: var(--xr-navy);
  background: #FBF6EA;
  border-radius: 999px;
  padding: 3px 10px;
}
.form-grid { display: grid; gap: 14px; }
label.fld { display: block; font-size: 0.78rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--xr-muted); }
.xray-page input,
.xray-page select,
.xray-page textarea {
  width: 100%; max-width: 100%; margin-top: 6px; padding: 11px 12px;
  border: 1px solid var(--xr-line); border-radius: 8px; font: inherit; font-size: 16px; box-sizing: border-box; background: #fff;
}
textarea { min-height: 110px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 8px; }
.chips label { font-size: 0.9rem; letter-spacing: 0; text-transform: none; font-weight: 500; border: 1px solid var(--xr-line); border-radius: 999px; padding: 8px 12px; cursor: pointer; background: #fff; }
.chips input { width: auto; margin: 0 6px 0 0; }
.consent { font-size: 0.9rem; color: var(--xr-muted); display: flex; gap: 10px; align-items: flex-start; }
.consent input { width: auto; margin-top: 4px; }
.err { color: var(--xr-high); font-size: 0.9rem; }
.okbox { background: var(--xr-ok-bg); border: 1px solid #B7E4CF; color: #065F46; padding: 14px 16px; border-radius: 10px; }
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; margin: 12px 0 8px; max-width: 100%; }
.xray-table { width: 100%; border-collapse: collapse; font-size: 0.92rem; }
.xray-table.wide { min-width: 640px; }
.xray-table th {
  text-align: left; font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--xr-muted); border-bottom: 1px solid var(--xr-line); padding: 8px 6px;
}
.xray-table td { border-bottom: 1px solid var(--xr-line); padding: 10px 6px; vertical-align: top; color: var(--xr-ink); }
.xray-table .num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
.bar { height: 8px; background: #E8E6DF; border-radius: 99px; overflow: hidden; }
.bar > span { display: block; height: 100%; background: var(--xr-navy); }
.meta-row { display: grid; gap: 4px 12px; grid-template-columns: 1fr; font-size: 0.9rem; margin: 8px 0; }
.meta-row dt { color: var(--xr-muted); font-weight: 600; }
.meta-row dd { color: var(--xr-ink); }

/* Landing */
.xr-hero {
  padding: 36px 0 48px;
  background:
    radial-gradient(1200px 400px at 80% -10%, rgba(27, 54, 93, 0.06), transparent 50%),
    linear-gradient(180deg, #FBF9F4 0%, var(--xr-paper) 100%);
}
.xr-hero-grid { display: grid; gap: 28px; align-items: start; }
.xr-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.78rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--xr-navy); margin-bottom: 14px;
}
.xr-hero h1 { font-size: clamp(1.85rem, 4.4vw, 3.05rem); line-height: 1.15; max-width: 18ch; margin: 0; }
.xr-hero .xr-lead { font-size: 1.12rem; max-width: 38rem; margin-top: 16px; line-height: 1.65; }
.xr-trust-row { display: flex; flex-wrap: wrap; gap: 8px 10px; margin-top: 18px; }
.xr-chip {
  font-size: 0.8rem; font-weight: 600; color: var(--xr-navy);
  background: #fff; border: 1px solid var(--xr-line); border-radius: 999px; padding: 6px 10px;
}
.xr-preview {
  background: #fff; border: 1px solid var(--xr-line); border-radius: 18px;
  padding: 22px; box-shadow: var(--xr-shadow);
}
.xr-score-row { display: flex; align-items: center; gap: 16px; }
.xr-score {
  position: relative; width: 108px; height: 108px; flex-shrink: 0;
}
.xr-score svg { width: 108px; height: 108px; display: block; }
.xr-score-num {
  position: absolute; inset: 0; display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  font-family: "Playfair Display", Georgia, serif; color: var(--xr-navy); line-height: 1;
}
.xr-score-num strong { font-size: 2rem; font-weight: 600; }
.xr-score-num span { font-size: 0.72rem; color: var(--xr-muted); font-family: Inter, sans-serif; margin-top: 2px; letter-spacing: 0; }
.xr-preview-copy h2 { font-size: 1.05rem; margin: 0 0 4px; }
.xr-mini-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 18px; }
.xr-mini { background: var(--xr-paper); border-radius: 12px; padding: 12px 12px 10px; }
.xr-mini p { margin: 0; font-size: 0.75rem; color: var(--xr-muted); }
.xr-mini strong { display: block; margin-top: 4px; font-size: 1.05rem; color: var(--xr-ink); font-variant-numeric: tabular-nums; }

.xr-section { padding: 56px 0; }
.xr-section h2 { font-size: clamp(1.45rem, 2.6vw, 2rem); margin: 0 0 10px; }
.xr-section .xr-sub { max-width: 40rem; margin: 0 0 28px; }
.xr-look { display: grid; gap: 14px; }
.xr-look article {
  background: #fff; border: 1px solid var(--xr-line); border-radius: var(--xr-radius);
  padding: 20px 20px 18px; min-width: 0;
}
.xr-look h3 { font-size: 1.05rem; margin: 0 0 8px; }
.xr-look p { margin: 0; font-size: 0.95rem; }

.xr-get { display: grid; gap: 12px; }
.xr-stat {
  background: #fff; border: 1px solid var(--xr-line); border-radius: var(--xr-radius);
  padding: 18px 18px 16px; min-width: 0;
}
.xr-stat .k { font-size: 0.78rem; font-weight: 600; color: var(--xr-muted); letter-spacing: 0.04em; text-transform: uppercase; }
.xr-stat .v { font-size: clamp(1.35rem, 2.2vw, 1.7rem); font-weight: 700; color: var(--xr-ink); margin-top: 6px; font-variant-numeric: tabular-nums; letter-spacing: -0.03em; }
.xr-stat .s { font-size: 0.9rem; margin-top: 6px; }

.xr-find { display: grid; gap: 10px; }
.xr-find-row {
  display: grid; grid-template-columns: auto 1fr; gap: 12px; align-items: start;
  background: #fff; border: 1px solid var(--xr-line); border-radius: 12px; padding: 14px 16px;
}
.xr-prio { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; padding: 4px 8px; border-radius: 999px; white-space: nowrap; }
.prio-high { background: var(--xr-high-bg); color: var(--xr-high); }
.prio-imp { background: var(--xr-imp-bg); color: var(--xr-imp); }
.prio-watch { background: var(--xr-watch-bg); color: var(--xr-watch); }
.prio-ok { background: var(--xr-ok-bg); color: var(--xr-ok); }
.xr-find-row h3 { font-size: 1rem; margin: 0 0 4px; }
.xr-find-row p { margin: 0; font-size: 0.92rem; }

.xr-steps { display: grid; gap: 14px; counter-reset: step; }
.xr-step { background: #fff; border: 1px solid var(--xr-line); border-radius: var(--xr-radius); padding: 20px; }
.xr-step h3 { display: flex; align-items: center; gap: 10px; font-size: 1.05rem; margin: 0 0 8px; }
.xr-step h3::before {
  counter-increment: step; content: counter(step);
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--xr-navy); color: #fff; font-size: 0.85rem;
  display: inline-flex; align-items: center; justify-content: center;
}

.xr-cta-band {
  background: var(--xr-navy); color: #fff; padding: 48px 0; text-align: center;
}
.xr-cta-band h2, .xr-cta-band p { color: #fff; }
.xr-cta-band p { color: rgba(255,255,255,0.82); max-width: 36rem; margin: 10px auto 22px; }
.xr-cta-band .btn-outline { color: #fff; border-color: rgba(255,255,255,0.55); }
.xr-cta-band .btn-outline:hover { background: #fff; color: var(--xr-navy); }
.xr-cta-row { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }

.xr-facts { display: grid; gap: 12px; }
.xr-facts article { background: #fff; border: 1px solid var(--xr-line); border-radius: 12px; padding: 16px 18px; }
.xr-facts h3 { font-size: 0.95rem; margin: 0 0 6px; }
.xr-facts p { margin: 0; font-size: 0.92rem; }

.xr-faq details {
  background: #fff; border: 1px solid var(--xr-line); border-radius: 12px; padding: 14px 16px; margin-bottom: 10px;
}
.xr-faq summary { cursor: pointer; font-weight: 600; color: var(--xr-ink); }
.xr-faq details p { margin: 10px 0 0; }

.xr-legal { font-size: 0.88rem; max-width: 46rem; }

.xray-page .site-footer { padding: 40px 0 28px; }
.xray-page .site-footer a { color: #E8D7A8; }
.xray-page .site-footer a:hover { color: #fff; }

/* Report */
.xray-report .xr-banner {
  background: #FBF6EA;
  border-bottom: 1px solid #E4D4A8;
  padding: 10px 0;
  font-size: 0.88rem;
  line-height: 1.45;
}
.xr-report { max-width: var(--xr-report); margin: 0 auto; padding: 28px 24px 64px; }
.xr-report h1 { font-size: clamp(1.6rem, 3vw, 2.15rem); margin: 8px 0 8px; }
.xr-open {
  display: grid; gap: 18px; margin: 18px 0 8px;
  background: #fff; border: 1px solid var(--xr-line); border-radius: 18px; padding: 22px;
  box-shadow: var(--xr-shadow);
}
.xr-open-top { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; }
.xr-open-top > .xr-score { flex: 0 0 auto; }
.xr-open-top > div { flex: 1 1 220px; min-width: 0; }
.xr-open h2 { font-size: 1.1rem; margin: 0 0 4px; }
.xr-sixty { display: grid; gap: 10px; margin-top: 8px; }
.xr-tile {
  background: var(--xr-paper); border-radius: 12px; padding: 14px 14px 12px; min-width: 0;
}
.xr-tile .k { font-size: 0.75rem; font-weight: 600; color: var(--xr-muted); text-transform: uppercase; letter-spacing: 0.04em; }
.xr-tile .v { font-size: 1.25rem; font-weight: 700; color: var(--xr-ink); margin-top: 4px; font-variant-numeric: tabular-nums; letter-spacing: -0.03em; }
.xr-tile .s { font-size: 0.85rem; margin-top: 4px; }

.xr-h2 { font-size: 1.35rem; margin: 36px 0 12px; }
.xr-well { display: grid; gap: 10px; }
.xr-well article {
  background: var(--xr-ok-bg); border: 1px solid #CDE8D9; border-radius: 12px; padding: 14px 16px;
}
.xr-well h3 { margin: 0 0 4px; font-size: 0.98rem; color: var(--xr-ok); }
.xr-well p { margin: 0; font-size: 0.92rem; }

.xr-finding {
  background: #fff; border: 1px solid var(--xr-line); border-radius: 14px; padding: 18px 18px 16px; margin: 0 0 12px;
}
.xr-finding header { display: flex; flex-wrap: wrap; gap: 8px; align-items: center; margin-bottom: 8px; }
.xr-finding h3 { font-size: 1.08rem; margin: 0 0 10px; flex: 1 1 100%; }
.xr-finding h4 { font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--xr-muted); margin: 12px 0 4px; }
.xr-finding p { margin: 0; font-size: 0.95rem; }
.xr-conf { font-size: 0.75rem; font-weight: 700; color: var(--xr-navy); background: var(--xr-info-bg); border-radius: 999px; padding: 4px 8px; }

.xr-bars { display: grid; gap: 10px; }
.xr-bar-row { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 8px; align-items: center; font-size: 0.92rem; }
.xr-bar-track { grid-column: 1 / -1; height: 10px; background: #E8E6DF; border-radius: 99px; overflow: hidden; }
.xr-bar-fill { display: block; height: 100%; background: var(--xr-navy); }
.xr-bar-fill.gold { background: var(--xr-gold); }
.xr-bar-fill.high { background: var(--xr-high); }

.xr-donut-wrap { display: grid; gap: 18px; align-items: center; }
.xr-donut {
  width: 168px; height: 168px; border-radius: 50%;
  background: conic-gradient(#1B365D 0 71%, #B0893E 71% 93%, #7A93A8 93% 100%);
  margin: 0 auto; position: relative;
}
.xr-donut::after {
  content: ""; position: absolute; inset: 38px; background: #fff; border-radius: 50%;
}
.xr-legend { display: grid; gap: 8px; font-size: 0.92rem; }
.xr-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 8px; }
.xr-progress { height: 14px; background: #E8E6DF; border-radius: 99px; overflow: hidden; margin: 8px 0 6px; }
.xr-progress > span { display: block; height: 100%; background: var(--xr-navy); }
.xr-progress-meta { display: flex; justify-content: space-between; font-variant-numeric: tabular-nums; font-weight: 700; color: var(--xr-ink); }

.xr-missing { display: grid; gap: 8px; }
.xr-miss {
  display: grid; grid-template-columns: auto 1fr auto; gap: 10px; align-items: start;
  background: #fff; border: 1px solid var(--xr-line); border-radius: 10px; padding: 10px 12px; font-size: 0.92rem;
}
.xr-dot { width: 10px; height: 10px; border-radius: 50%; margin-top: 5px; }
.dot-ok { background: var(--xr-ok); }
.dot-lim { background: var(--xr-watch); }
.dot-none { background: #C5C1B7; }

.xr-plan { display: grid; gap: 10px; }
.xr-plan article { background: #fff; border: 1px solid var(--xr-line); border-radius: 12px; padding: 14px 16px; }
.xr-plan h3 { margin: 0 0 8px; font-size: 0.95rem; }
.xr-plan ol { margin: 0; padding-left: 1.15rem; color: var(--xr-ink); }
.xr-plan li { margin: 6px 0; }

.xr-details {
  background: #fff; border: 1px solid var(--xr-line); border-radius: 12px; padding: 14px 16px; margin: 12px 0;
}
.xr-details summary { cursor: pointer; font-weight: 600; color: var(--xr-ink); }
.xr-details .inner { margin-top: 12px; }
.xr-scope { font-size: 0.9rem; color: var(--xr-muted); background: #fff; padding: 16px 18px; border-radius: 12px; border: 1px solid var(--xr-line); }

@media (min-width: 700px) {
  .form-grid-2 { grid-template-columns: 1fr 1fr; }
  .meta-row { grid-template-columns: 140px 1fr; }
  .xr-look { grid-template-columns: 1fr 1fr; }
  .xr-get { grid-template-columns: 1fr 1fr 1fr; }
  .xr-facts { grid-template-columns: 1fr 1fr; }
  .xr-steps { grid-template-columns: 1fr 1fr 1fr; }
  .xr-sixty { grid-template-columns: 1fr 1fr 1fr; }
  .xr-well { grid-template-columns: 1fr 1fr; }
  .xr-donut-wrap { grid-template-columns: 180px 1fr; }
}

@media (min-width: 900px) {
  .xr-hero-grid { grid-template-columns: 1.15fr 0.85fr; gap: 40px; }
  .xr-hero { padding: 48px 0 64px; }
  .xr-look { grid-template-columns: 1fr 1fr 1fr; }
  .xr-section { padding: 72px 0; }
}

@media (min-width: 1024px) {
  .xr-get { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .xray-page .site-header { overflow: visible; }
  .xray-page .main-nav.open {
    z-index: 1001;
    top: 100%;
  }
  .xray-page .nav-cta {
    display: inline-block;
    margin-top: 8px;
    padding: 12px 16px;
    background: var(--xr-navy);
    color: #fff !important;
    border-radius: 8px;
    text-align: center;
    font-weight: 600;
  }
  .xray-page .nav-cta::after { display: none !important; }
  .xray-page .btn-nav { display: none; }
  .xr-hero { padding: 24px 0 32px; }
  .xr-hero h1 { max-width: none; }
  .xray-actions { flex-direction: column; }
  .xray-actions .btn,
  .xr-cta-row .btn { width: 100%; justify-content: center; }
  .xr-report { padding: 20px 16px 48px; }
  .xr-open { padding: 16px; }
  .xr-finding { padding: 14px; }
  .xray-table { font-size: 0.82rem; }
  #swipeHint { display: block !important; margin-bottom: 6px; }
}

@media (max-width: 420px) {
  .xray-page .logo-text { font-size: 0.82rem; }
  .xr-mini-grid { grid-template-columns: 1fr; }
  .xr-score { width: 96px; height: 96px; }
  .xr-score svg { width: 96px; height: 96px; }
}

@media print {
  .xray-page .site-header,
  .xray-page .site-footer,
  .xr-skip,
  .mobile-toggle { display: none !important; }
  .xray-page { background: #fff; }
  .xr-finding, .xr-open { break-inside: avoid; }
}